2026年10月3日 星期六

英國的稅務難民潮

 GCIOSGF. Newsletter 會訊:

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當黃仁勳說「納稅是榮譽與特權」,英國富豪圈正爆發 37 年來最大「稅務難民潮」

當英國政府為了填補財政缺口而緊縮稅政時,為何英國的超級富豪與頂級納稅人們非但沒有展現出「共體時艱」的胸懷,反而紛紛選擇「用腳投票」、改當他國(稅務)公民?
近期科技與財經界最震撼的言論之一,莫過於輝達(NVIDIA)創辦人暨執行長黃仁勳在面對美國加州可能通過的「億萬富翁稅」時,大方表態若未來 5 年必須額外繳納高達 80 億美元(約合新台幣 2,500 多億元)的鉅額稅款,他不但毫無怨言,更直言:「能夠負擔得起 5 年內繳納 80 億美元的稅款,這本身就是一種特權與責任,沒有什麼比能繳更多稅更讓我開心的了。」 他甚至幽默地笑稱:「我不怕繳稅,我只怕變窮。」這番「以繳稅為榮、視回饋社會為特權」的宏觀格局,顯然與大西洋另一端正在上演的英國富豪「大規模逃亡潮」,形成強烈而諷刺的對比。

當英國政府為了填補財政缺口而緊縮稅政時,英國的超級富豪與頂級納稅人非但沒有展現出「共體時艱」的胸懷,反而紛紛選擇「用腳投票」、移民改當他國(稅務)公民。這兩種不同心態的交鋒,也是當今全球資本主義與社會責任轉型中,最引人深思的縮影之一。

英國億萬富豪人數「創 37 年新低」的真相

近期,英國名人圈與財經界可謂熱鬧非凡。

我們一方面看到來自英國的娛樂與體壇巨星,再度成為全球焦點,並賺進了大筆鈔票:例如搖滾樂團 OASIS 的靈魂人物 Gallagher 兄弟在解散 15 年後宣佈復合重返舞台,演唱會門票和各種音樂版權收入,馬上將他們推進《星期日泰晤士報富豪榜》(Sunday Times Rich List)的名單內;又如貝克漢夫婦(David Beckham 與 Victoria Beckham)也因世界盃期間的大量曝光與廣告合約,踏進年度十億富豪(Billionaire)俱樂部。

然而另一方面,在這些光鮮亮麗的頭條背後,英國正悄然經歷一場更深層、更具結構性衝擊的宏觀經濟現象:加速中的財富外流(Wealth Exodus)與英國億萬富豪出走潮。

根據《星期日泰晤士報富豪榜》顯示,英國億萬富翁人數正面臨 37 年來最劇烈的下滑──但原因絕對不是因為英國的鉅富們變少或變窮了,而是因為他們已經「不再是英國人」了。

這股超高淨值人士與企業家的出走潮,更逐漸從紙上隱憂演變為實際的經濟警訊。例如這波出走潮中最受矚目的人物之一,當屬避險基金億萬富翁、同時也是英國排名第三大納稅人的克里斯.洛科斯(Chris Rokos)驚傳將移居希臘雅典。

作為 Rokos Capital Management 的創辦人,洛科斯的身價保守估計有 30 億英鎊,而在最新的財稅年度中,他一個人就繳納了高達 3.3 億英鎊(約新台幣 139.2 億元)的驚人稅款,相當於個人帳面總資產的十分之一。

這樣的高稅額,加上鄰近的希臘近年推出俗稱「黃金簽證」、極具吸引力的非本國定居者(Non-Dom)稅務優惠,自然對洛科斯形成難以抗拒的吸引力。

根據希臘「黃金簽證」相關規定:新稅務居民只要在當地進行一定額度的投資(如 50 萬歐元房地產或企業投資),即可享有每年僅需繳納 10 萬歐元固定稅額(Flat Tax)的優惠,且海外所得全數適用,效期長達 15 年。

3.3 億英鎊 vs. 60 萬歐元(50 萬投資額加 10 萬稅額)的差距,相信除了極少數如黃仁勳般「把納稅視為榮譽」的富豪之外,大多數人應該都很難不心動。但這個政策其實也對希臘本國產生很多負面影響,不過那就是另外一個故事了。

步行能讓大腦年輕至少4歲

GCIOSGF  Newsletter 會訊:

By Korin Miller 

Edit : OF 

賓州大學研究證實:步行能讓大腦年輕至少4歲!還能促進骨密度、心臟健康By Gigi Chang, 

這對我們的大腦認知健康有立竿見影的好處!多年來,醫學界一直強調,保持活躍有助於讓你更健康、更快樂。但最新的研究顯示,即使是規律地走路或做家務這些日常活動,也對讓我們的身體和大腦保持年輕有幫助。

這是賓州州立大學一項新研究的主要發現,該研究針對日常身體活動對健康的影響進行探討。但走路如何減緩老化?又該如何在日常生活中增加步數?以下是你需要知道的重點。這項研究發現了什麼?

這項研究發表於2024年10月的《行為醫學年鑑》(Annals of Behavioral Medicine)中,研究人員讓204名參與者每天在手機上回答一些問題。在為期九天的研究期間,受試者每天會接受檢測六次,大約每3.5小時一次。在每次報告中,參與者會回報研究人員他們在上次報告後是否有進行身體活動,並將運動分為輕度、中度或高強度。(步行是 「輕度 」活動,而健行則屬於 「劇烈 」活動)。接著,受試者會進行兩種腦力遊戲,以測試他們的認知處理速度和工作記憶。研究人員發現,如果人們在過去的3.5小時內有進行任何身體活動(即使只是輕度的),他們的大腦處理速度表現與年輕4歲的人相當。

步行能延緩認知退化嗎?

走路究竟是否能減緩大腦衰退還很難下定論,因為這只是其中一項研究。不過,這項研究結果顯示,任何類型的運動——包括步行,都可能定期為大腦帶來益處,進而有助於保持年輕。研究人員在報告中指出:「我們的研究結果表明,參與任何強度的日常身體活動可能對認知健康有短期、即時的益處,這也為未來的干預策略提供了新的潛在方向。」

賓州州立大學及賓州州立醫學院的神經學與心理學助理教授Jonathan Hakun博士表示:「像走路這樣的日常活動,可能會對我們的認知健康有直接影響。」

步行對健康有哪些好處?步行能帶來一連串的健康益處。走路不僅是心肺耐力運動,同時也是負重運動,有助於促進骨密度和身體活動力。最重要的是這項運動對大多數人都很友善。

研究也發現,走路不只可以改善情緒,還有助於維持心臟健康,並降低罹患糖尿病的風險。甚至有研究指出,走路還可能讓你變得更長壽!如何在日常生活中增加步行時間?

想在日常中增加步行量,最簡單的方法就是有目的性的去增加自己的每日行走步數。當然你不需要一次就設定一個很大的目標。只要在有機會時多動一點,像是走樓梯取代電梯、步行去朋友家而不是開車或是騎車等都是很好的做法。你甚至可以選擇在早上或晚上散步,為自己增加一些步數。

最後也最重要的是,盡力而為就好。畢竟就如同這項研究所指出的—任何形式的活動對你的大腦都有好處!

A University of Pennsylvania study confirms that walking can make your brain at least 4 years younger! It can also promote bone density and heart health. 

By Gigi Chang, original author: Korin Miller, published: 2026/10/01

This has immediate benefits for our cognitive health! For years, the medical community has emphasized that staying active helps you be healthier and happier. But the latest research shows that even everyday activities like walking or doing housework can help keep our bodies and brains young.

This is the main finding of a new study from Penn State University that explores the impact of daily physical activity on health. But how does walking slow down aging? And how can you increase your step count in daily life? Here are the key points you need to know. What did this study find?

Published in the October 2024 issue of the *Annals of Behavioral Medicine*, the study involved 204 participants answering questions on their phones daily. During the nine-day study, participants were tested six times a day, approximately every 3.5 hours. In each report, participants informed researchers whether they had engaged in physical activity since their last report, categorizing the activity as light, moderate, or vigorous. (Walking was considered "light," while hiking was "vigorous"). Next, participants took two mental games to test their cognitive processing speed and working memory. Researchers found that if people had engaged in any physical activity (even light) within the past 3.5 hours, their brain processing speed was comparable to that of someone four years younger.

Can Walking Slow Cognitive Decline?

Whether walking can slow brain decline is still inconclusive, as this is only one study. However, the results suggest that any type of exercise—including walking—may regularly provide benefits to the brain, potentially helping to maintain youthfulness. "Our findings suggest that engaging in daily physical activity of any intensity may have short-term, immediate benefits for cognitive health, providing new potential directions for future intervention strategies," researchers stated in their report.

Dr. Jonathan Hakun, Assistant Professor of Neurology and Psychology at Penn State University and Penn State College of Medicine, said, "Daily activities like walking may have a direct impact on our cognitive health."

What are the health benefits of walking? Walking offers a range of health benefits. It's not only a cardio-endurance exercise but also a weight-bearing exercise, helping to promote bone density and physical activity. Most importantly, it's a friendly exercise for most people.

Studies have also found that walking can improve mood, help maintain heart health, and reduce the risk of diabetes. Some studies even suggest that walking may help you live longer! How to increase walking time in daily life?

The simplest way to increase your daily walking volume is to purposefully increase your daily step count. Of course, you don't need to set a huge goal all at once. Just move around more whenever you have the opportunity, such as taking the stairs instead of the elevator, walking to a friend's house instead of driving or cycling, etc. These are all good practices. You can even choose to take a walk in the morning or evening to increase your step count.

Last and most importantly, just do your best. After all, as this study points out—any form of activity is good for your brain!

Enterprises cultivate talent quickly

GCIOSGF Newsletter 會訊:

Translated by AI 

Adopted by VGP

Palantir  CEO Alex Karp launched a program called the "Meritocracy Fellowship."

They directly provide approximately $5,400 per month in stipends to teenagers not yet in college, along with benefits and resource support—a high-salary training program!

The acceptance rate is extremely low.

The previous program attracted over 700 top students, but only fewer than 20 were accepted—a lower acceptance rate than some prestigious universities!

One student even tore up his Brown University acceptance letter and resolutely enrolled at Palantir.

These 18-year-olds don't attend expensive university classes. During the day, they code and work as interns on real-world military and enterprise-level AI projects; in the evenings, between two algorithm sprint sessions, they gather to study Plato, ancient Greek philosophy, and political science.

Alex Karp calls this training system the "Palantir Diploma."

Palantir executive Jordan Hirsch was remarkably candid with the media: "In the past, seeing an Ivy League diploma meant you knew this person was definitely capable. But now, that piece of paper guarantees nothing except that they're burdened with hundreds of thousands of dollars in tuition debt."

Does this seem to be a direct challenge to the US student loan system?

This is a civilizational reconstruction in progress.

Why do tech giants prefer to build their own talent from scratch rather than hire graduates from prestigious universities?

The reason is simple: the university system, this "academic-industrial complex," has become completely out of touch with the times.

For decades, corporations entrusted universities with their most sacred mission: to select and cultivate the brightest and most creative minds for society. Today, however, this system has been betrayed.

What's happening at top universities today?

Prestigious universities are rife with severe "grade inflation"—as long as assignments are submitted on time, high scores abound; curricula are outdated, failing to keep pace with the rapid evolution of the AI ​​era, still teaching frameworks from five years ago; admissions standards are squeezed out by various opaque mechanisms, while true core competencies are marginalized.

Paul Graham saw this clearly: Academic meccas, meant to cultivate free thinkers, are now mass-producing "standard parts"—arrogant individuals incapable of solving even practical engineering problems.

For tech companies, recruiting graduates from top universities is like opening a blind box:

The outer packaging is incredibly glamorous, adorned with the emblem of a century-old prestigious university; inside is a "highly educated giant baby"—someone who paid $300,000 in tuition, wrote hundreds of pages of academic papers, yet can't even configure a basic API interface.

Faced with such an outdated system that has betrayed its mission, entrepreneurs have made choices most in line with their own DNA. Rereading Ayn Rand's *The Fountainhead* will help you understand what's happening in Silicon Valley today.

When builders face a corrupt and rigid old system, they don't waste time trying to persuade or reform it. They build a new building right next to the old one.

Just as Musk didn't sit there waiting for NASA to wake up, but instead founded SpaceX;

He didn't try to persuade traditional media, but instead bought Twitter. Today, tech giants no longer try to lecture universities; they're taking over where universities have abandoned their mission.

To better understand how Palantir's "corporate university" works, consider this analogy:

Traditional university computer science departments teach how to derive data structures on a blackboard, spending two weeks writing a simple bubble sort algorithm. Palantir's "high school diploma program," however, throws 18-year-olds into the real battlefield.

For example, a company might receive an urgent project for a multinational supply chain or defense AI, requiring it to extract billions of fragmented data points from dozens of outdated databases and perform real-time analysis and predictions using AI models.

On their first day at the company, these 18-year-old high school graduates don't attend introductory lectures; they're immediately assigned the role of "Forward Deployed Engineer." They face the wrath of real customers, chaotic low-level code, and systems that could crash at any moment. In practice, they learned how to organize chaotic data within 48 hours and how to quickly locate bugs when AI models exhibit hallucinations.

Even more remarkable were their philosophy classes. Many people don't understand: programming is just coding, why read Plato?

Plato: Why read me?

Because in the AI ​​era, the technical barriers to programming are being rapidly blurred by large models. AI can generate hundreds of lines of Python code in seconds, but it doesn't know "why write this code" or "what ethical and political consequences this code will have."

Alex Karp, himself a PhD in philosophy from the University of Frankfurt, understands all too well: the top talents of the future will not be mere coders, but "modern generalists" who can code, think deeply, solve real-world problems, and question the ethics of technology.

In fact, Palantir is not the only company bypassing universities.

Look at the tech industry over the past few years: giants like Google, Apple, IBM, and Accenture have quietly eliminated the mandatory "four-year university degree" requirement for a large number of tech jobs. Ten years ago, Peter Thiel launched the "Thill Scholarship," giving $100,000 to dropouts to start businesses, which was ridiculed online as arrogant heresy. Today, directly recruiting high school graduates and establishing "corporate universities" has transformed from heresy into standard talent strategies for tech giants.

Data from polling agencies shows that in the United States, public trust in traditional institutions and media has plummeted to a historic low of 28%. People have finally realized that an expensive university degree is no longer a guarantee of upward social mobility, but rather more like a "lifetime education rent" paid annually.

Everywhere you hear pessimistic pronouncements that "traditional schools are doomed." But in my view, the truth is quite the opposite.

It's not education itself that's dying; it's the bureaucratic system that hijacked education and profited from selling diplomas.

The true schools of learning—the intellectual exchange of the ancient Athenian academies, the craftsmanship passed down in Renaissance master workshops, the practical guilds of the Middle Ages—are being reborn in Silicon Valley offices, carried by tech giants.

This new type of "corporate school" has no exorbitant tuition debt, no rigid dogmatism, only the most rigorous real-world elimination and the freest release of talent.

Universities have held the ultimate power of talent selection for centuries, but entrepreneurs have shattered that facade in less than a decade.

It's time for universities to wake up and sell "degree futures" based on their century-old reputations. When the brightest young people realize that it's better to work for top tech companies and gain real experience than to spend hundreds of thousands listening to professors read PowerPoint presentations, the walls of academia crumble.

This great reconstruction has only just begun. The next fifty years belong to those who dare to tear up diplomas and create value in the real world.

 企業培養速成人才

Palantir老闆Alex Karp推出了一個名為「精英主義獎學金」(Meritocracy Fellowship)的計畫。

他們直接給還沒入大學校門的少年每月約5400美元的津貼,加上福利和資源支持,高薪訓人!

Palantir老闆Alex Karp

錄取率很低

上一期計畫吸引了700多位學霸報名,最後只錄取了不到20名,錄取率比有些名校還低!

其中有一位,直接撕掉布朗大學的錄取通知書,毅然決然跑去Palantir報到。

這群18歲的年輕人不上高昂的大學課,白天直接在真實的軍工與企業級AI項目中敲代碼、做實習工程師;到了晚上,在兩次算法衝刺的間隙,他們圍坐在一起研讀柏拉圖、古希臘哲學和政治學著作。

Alex Karp管這套培養體系稱為「Palantir文憑」。

Palantir的高管Jordan Hirsch面對媒體極其坦白:“在過去,只要看到一張常春藤文憑,你就知道這個人肯定OK,但現在,那張紙除了代表他背了幾十萬美元的學費債務之外,什麼也保證不了。”

這好像是在針對美國的貸款上學制度麼?

這是一場正在發生的文明重構。

為何科技巨頭們寧可自己從零養,也不願意要名校畢業生?

原因很簡單:大學這套“學歷工業複合體”,已經徹底跟時代脫節了。

過去幾十年,企業把最神聖的使命託付給大學:幫社會挑選並培養最聰明、最有創意的頭腦。然而今天,這套系統已經被背叛了。

現在的頂尖大學裡發生了什麼事?

名校充斥著嚴重的「成績通膨」──只要按時交作業,高分滿天飛;課程設定跟不上AI時代的飛速演進,還在教著五年前的陳舊框架;招生標準被各種不透明的機制擠佔,真正的硬核能力反而被邊緣化。

保羅‧葛理翰看透這點:本該培養自由思考者的學術聖地,如今卻在批量生產帶著高傲姿態、卻連實際工程問題都解決不了的「標準件」。

對科技公司來說,招募名校畢業生就像在抽盲盒:

外包裝極為華麗,印著百年名校的校徽,打開一看,裡面裝著一個花了30萬美元學費、寫了上百頁學術論文,卻連基本的API介面都配置不好的「高學歷巨嬰」。

面對這樣一個背叛了使命的舊系統,企業家們做出了最符合他們基因的選擇。重讀安·蘭德的《源泉》,你就會明白當下的矽谷在發生什麼。

當建構者面對一個腐朽僵化的舊體制時,他們絕不浪費時間去說服它、改革它。他們在舊建築的旁邊,直接蓋一棟新樓。

就像馬斯克當年沒有坐在那裡等NASA醒悟,而是創立了SpaceX;

他沒有試圖說服傳統媒體,而是直接買下了Twitter。

今天,科技巨頭們不再試圖向大學喊話,他們直接在大學放棄使命的地方,取代大學行事。

為了讓大家更容易理解Palantir這套「公司大學」是怎麼運作的,我們可以舉個形象的例子。

傳統大學的計算機系,教的是怎麼在大黑板上推導數據結構,讓你花兩週時間寫一個簡單的冒泡排序;而Palantir的“高中文憑班”,直接把18歲的學生推到了真實戰場。

例如,公司接到一個跨國供應鏈或防務AI的緊急項目,需要把分散在幾十個老舊資料庫裡的幾百億條亂七八糟的資料抓取出來,用AI模型進行即時分析和預測。

18歲的高中生進公司第一天,不是去聽緒論課,而是直接擔任「前線部署工程師」(Forward Deployed Engineer)。他們要面對的是真實客戶的怒火、混亂的底層程式碼和隨時可能崩潰的系統。他們在實踐中學會如何在48小時內把混亂的資料治理得井井有條,如何在AI模型出現幻覺時快速定位Bug。

更妙的是他們的哲學課。很多人不理解,程式設計就編程,讀柏拉圖幹嘛?

柏拉圖:讀我幹嘛?

因為在AI時代,寫程式的技術門檻正被大模型迅速抹平。 AI可以幾秒鐘產生幾百行Python程式碼,但AI不知道「為什麼要寫這段程式碼」、「這段程式碼在倫理和政治上會帶來什麼後果」。

Alex Karp本身就是法蘭克福大學的哲學博士,他太清楚了:未來的頂級人才,絕對不是只會敲代碼的“碼農”,而是能敲代碼、能深度思考、能解決真實問題、還能對技術倫理提出質疑的“現代通才”。

其實,繞過大學的絕不僅僅是Palantir一家。

看看過去幾年的科技圈:Google、蘋果、IBM、埃森哲等巨頭,早已悄悄取消了大量科技職缺的「四年制大學學位」硬性要求。十年前,彼得·蒂爾推出“蒂爾獎學金”,給退學的年輕人發10萬美元創業,當時全網都笑他是狂妄的異端;而到了今天,直接招高中生、自己開辦“企業大學”,已經從異端邪說變成了科技巨頭們的標準人才戰略。

民調機構的數據顯示,在美國,民眾對傳統機構和媒體的信任度已經跌至28%的歷史冰點。人們終於看清了:昂貴的大學文憑,不再是通往階級躍遷的保票,而更像是一種按年繳納的「​​終身學歷租金」。

到處都能聽到「傳統學校要完蛋了」的悲觀論調。但在我看來,事情的真相恰恰相反。

死的絕不是教育本身,死的只是那些劫持了教育、靠賣文憑割韭菜的官僚體系。

真正的學校——古希臘雅典學園裡的思想碰撞、文藝復興時期大師工坊裡的手藝傳承、中世紀師傅帶徒弟的實戰行會——正在以科技巨頭為載體,在矽谷的辦公室裡浴火重生。

這種新型的“企業學校”,沒有高昂的學費債務,沒有僵化的教條主義,只有最嚴苛的實戰淘汰和最自由的天賦釋放。

大學擁有幾個世紀的時間來壟斷人才的終審權,但創業家只花了不到十年,就把這塊牌坊拆得稀碎。

那些還在靠著百年名校光環賣「學歷期貨」的高校,是時候清醒了。當最聰明的一群年輕人發現,與其花幾十萬去大學聽老教授念PPT,不如直接去頂尖科技公司拿高薪打真軍,大學的城牆就已經轟然倒塌。

這場偉大的重建才剛開始。未來的五十年,屬於那些敢於撕掉文憑、在真實世界裡製造價值的人。

GCIOSGF

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